Privacy Policy - Maxfinv

Dear Maxfinv user, welcome to use our products and services! (hereinafter referred to as Maxfinv ,"we") has formulated this " Maxfinv Privacy Policy" (hereinafter referred to as "this Policy"/"this Privacy Policy"). In order to ensure that your personal privacy information is collected, used and disclosed legally, reasonably and appropriately and stored in a safe and controllable manner, we are well aware of the importance of personal information to you. Your trust is very important to us. We will strictly abide by the requirements of laws and regulations to take corresponding security protection measures and strive to protect your personal information. In order to provide you with more accurate and thoughtful services, Maxfinv will collect, use, store and disclose your personal information in accordance with the provisions of this Privacy Policy, but will treat this information with a high degree of diligence and prudence. Except as otherwise provided in this Privacy Policy, Maxfinv will not disclose this information to the outside or provide it to a third party without your prior permission. Maxfinv will update this Privacy Policy from time to time.

Before you start using our products and services, please be sure to carefully read and understand this policy, and confirm that you understand our rules for handling your personal information. In particular, you should focus on reading the terms marked in bold/bold underlined to ensure that you fully understand and agree before starting to use. This privacy policy is an integral part of the service use agreement. Through this privacy policy, we hope to explain to you how we collect, use, store and disclose your personal information and what rights you have when you use this APP. We will explain the relevant circumstances item by item in the privacy policy. Important terms regarding your personal information rights and interests are marked in bold, please pay special attention. If you have any questions, comments or suggestions about the content of this policy, you can contact us through the contact information at the end of this policy.

If you click or check "Agree" on this Policy and confirm submission, you will be deemed to have agreed to this Policy and agree that Maxfinv will collect, use, store and disclose your personal information in accordance with this Policy.

Personal information refers to various information related to an identified or identifiable natural person recorded electronically or otherwise. Personal information includes name, date of birth, identity document information (ID card, passport, etc.), personal biometric information, communication contact information, address, account information, property status, location information, etc.

Sensitive personal information refers to personal information that, once leaked or used illegally, may easily lead to infringement of a natural person's personal dignity or endanger personal or property safety, including: biometric information, religious beliefs , specific identity, personal health, bank accounts, whereabouts, and other information as well as information of minors under the age of fourteen.

Please note that this policy does not apply to products or services provided by other companies or individuals other than Maxfinv. If you use third-party products or services, you will be subject to the third-party's privacy policy (not this policy), and you need to read its policy carefully. If information collected by a third party is leaked, the relevant third party shall bear the corresponding legal liability.

During your use of the MaxfinvAPP service, we only collect information necessary to realize the product functions based on the principles of legality, legitimacy and necessity.

2.1.1 When you use your mobile phone number and verification code to register as an Maxfinv user or use Maxfinv services, we will collect your mobile phone number and you can complete your account information (avatar, nickname, password). The above information is collected to help you complete your account registration.

2.1.2 Personal data provided on the Maxfinv account application form and other forms, including but not limited to name, address, date of birth, identity document or passport number, occupation, assets and income data; relevant transaction data; information about customer survey report companies; information about verifying customer identity, such as government documents, passport or driver's license.

2.1.3 The shared information you provide to other parties through our services and the information you upload, submit, store, send or receive when using our services.

2.1.4 Based on the specific permissions you grant during software installation and use, we will receive and record information about the device you are using, including but not limited to device model, device serial number, operating system and version, client version, software installation list, MAC address, device resolution package name, device settings, software and hardware feature information, SIM card serial number, unique device identifier (such as IDFA, IDFV, ADIDIMEI, MEID, Android ID, IMS, SSID identification code), device location information (such as IP address, GPS location, and WLAN access point, Bluetooth and base station sensor information that can provide relevant information), biometric information (only for you to experience and use the quick login function in MaxfinvAPP, we will not collect your biometric information, and your biometric information will only be stored and processed on the device that you have authorized to collect biometric information).

2.1.5 When you use the products or services provided by our website or client, we will automatically collect the details of your use of our services and save them as relevant network logs. For example, your login account, search query content, IP address, browser type, telecom operator, network environment, language used, access date and time, and your browsing history of web pages, push opening records, stay time, refresh records, posting records, following and sharing. We will obtain the storage permission of your device to save the aforementioned log information.

We strictly abide by the provisions of national laws and regulations and the agreements with users to use the collected information for the following purposes. If we use your information for purposes beyond the following purposes, we will explain it to you again and obtain your consent before using it.

3.1.1 For the purpose of service users, we may use your personal information to provide you with the information you need, including but not limited to sending you product and service information, or share information with Maxfinv partners so that they can send you information about their products and services, but this information does not contain any of your personal identification information.

3.1.2 We need to collect the personal data provided by you and the data sent by your browser in order to execute your requests, operate and improve the services, provide a personalized experience, and notify you about your account, order status, inquiries, service changes, product and service updates, and other promotional matters.

3.1.3 In addition, we may also use your personal data for internal purposes, including auditing, data analysis, system modification and research investigations.

3.1.4 Maxfinv may transfer the client's personal information to other members of the company group or agents for other business promotion, but it will be done in accordance with the law.

3.1.5 The Client agrees that the Company will disclose the Client�s personal information to relevant institutions as proof of identity verification when the Client makes deposits or withdrawals through the payment gateway in accordance with the arrangements of the online payment system policy.

3.1.6 When the Client agrees that Maxfinv provides services to the Client, Maxfinv may authorize some companies not affiliated with Maxfinv to use the Client�s personal data, including companies that assist Maxfinv in the form of contracts, to assist in the preparation and mailing of monthly statements, and to perform necessary maintenance and development work. Maxfinv requires these companies to keep the relevant personal data confidential.

3.1.7 If you have previously provided us with your personal information but do not wish us to contact you again, please follow the instructions on the newsletter, email or other similar message to unsubscribe or request to stop receiving the relevant messages.

3.2 Subject to compliance with relevant national laws and regulations, we may use your information received for the following services or direct marketing:

The Company/Group intends to use customer information for direct marketing and the Company/Group is required to obtain the customer's consent (including no objection) for such purpose.

3.2.1 The Company/Group may use the customer names, contact information, product and service portfolio data, transaction patterns and behaviors, financial background and demographic information held by the Company/Group for direct marketing and provide you with specific content through this APP, including but not limited to advertising display, information security reminders for content you have read, and providing you with more accurate and personalized services and content based on feature tags.

3.2.2 It may be used to promote the following types of services, products and marketing objectives:

3) Services and products provided by any member of the Company/Group and brand partners (the names of such brand partners will be specified on the application form for the relevant services and products, as the case may be):

3.2.3 The above services, products and promotional objectives may be provided or solicited by the Company/Group and/or the following parties:

2) Third-party financial institutions, investment service providers, reward and preferential program providers, and co-branded suppliers;

3.2.4 In addition to promoting the above services, products and marketing objectives, the Company/Group also intends to provide the data mentioned in paragraph 3.2.1 above to all or any of the persons mentioned in paragraph 3.2.3 above for use by such persons in promoting such services, products and marketing objectives. For this purpose, the Company/Group must obtain the written consent of the client (including no objection)

2) Maxfinv may provide data to any other person when it needs to transfer the data when collecting the data or when it needs to hand over the data to any other person when applying for or requesting any service;

3) In case of any assignment, transfer or contract replacement, any participation or sub-participation or other similar arrangement, or due to the delegation of responsibility, the resignation of the manager or trustee, the relevant information needs to be provided to the assignee, transferee, substitute, participant, sub-participant, authorized person or successor:

3.2.5 After collecting your personal information, we will anonymize and de-identify your information data through technical means. The anonymized and de-identified information will not be able to identify the information subject. We will have the right to use it directly without your consent, subject to compliance with relevant laws and regulations, and have the right to analyze the database and make commercial use of it.

If the client does not wish the Company/Group to use his/her data as aforesaid or provide his/her data to other persons for direct marketing purposes, the client may exercise his/her right to refuse the marketing by notifying the Company/Group in writing.

In the following circumstances, Maxfinv will disclose your personal information in whole or in part according to your personal wishes or legal requirements:

4.1 We will disclose your personal information to third parties only after obtaining your prior consent;

4.2 In order to provide the products and services you requested, we must share your personal information with third parties. Your personal information may be transmitted to our partners and service providers so that we can provide the services/products you requested, recommend other services/products to you in the future, and for marketing purposes. For example, we will provide your address to our courier service provider, or transmit your payment information to credit card issuers or other e-commerce service providers to process your transaction requests;

4.3 Disclose to a third party or administrative or judicial institution in accordance with relevant legal provisions or the requirements of administrative or judicial institutions;

4.4 If you violate relevant laws, regulations, service agreements or related rules in China, we need to disclose to third parties: If we receive a court, law enforcement agency or other legal request, we may need to disclose your personal information, posts, content or other data uploaded to this application. In addition, if we deem it appropriate or necessary in special circumstances, we will also consider disclosing your personal information, including preventing someone from violating our agreement; preventing legal liability; protecting the rights, property and safety of this application, individuals or the public; maintaining and protecting the security and integrity of our services and facilities; protecting us and our services from fraud, illegality and other abuses; investigating and protecting us from claims or accusations from third parties; and providing assistance to government law enforcement agencies.

4.5 If you are a qualified intellectual property complainant and have filed a complaint, you should disclose the information to the respondent upon request so that both parties can resolve possible rights disputes;

4.6 In a transaction created on the Platform, if any party to the transaction has fulfilled or partially fulfilled its transaction obligations and made a request for information disclosure, Maxfinv has the right to decide to provide the user with the necessary information such as the contact information of its counterparty to facilitate the completion of the transaction or the resolution of disputes.

4.7 We will only provide your personal information overseas for the purpose necessary for the performance of our contract with you or other legitimate processing reasons. You agree that Maxfinv will disclose all your data (and other data) to regulatory authorities and other government agencies in accordance with the laws or regulatory authorities in or outside Hong Kong.

4.8 We do not need your authorization or consent to use your information in the following circumstances:

4.8.1. When the situation concerns national security or national defense security.

4.8.2. When the situation concerns public safety, public health, or major public interests.

4.8.3. When it relates to criminal investigation, prosecution, trial and execution of judgment.

4.8.4. In order to protect the life or property safety of the subject of personal information or other individuals, but it is difficult to obtain the consent of the individual.

4.8.5. The personal information collected is information that the subject of personal information voluntarily discloses to the public.

4.8.6. Your personal information is collected from legally disclosed information, such as legal news reports, government information disclosure and other channels.

4.8.8. Necessary for maintaining the safe and stable operation of the products and/or services provided, such as discovering and resolving product and/or service failures.

4.8.10 Other disclosures deemed appropriate in accordance with laws, regulations or application policies.

5.1 If you do not refuse to accept cookies, we may use related technologies to send one or more cookies to your device to collect, identify and store information when you visit and use this product, so that you can log in or use platform services or functions that rely on cookies. Using cookies can provide you with more thoughtful services, including promotional services. We use cookies mainly to ensure the security and efficient operation of products and services, so that we can confirm the security status of your account and transactions, troubleshoot abnormal situations related to crashes and delays, and help you save the steps and processes of repeatedly filling out forms and entering search content.

5.2 Maxfinv may set and access Maxfinv Cookies on the client's computer to help Maxfinv analyze and understand the effectiveness of the relevant marketing strategies. Maxfinv and its employees may use Cookies in Maxfinv's products and services to track the client's browsing on the Maxfinv website. The information collected and shared is anonymous and cannot be individually identified.

5.3 You have the right to choose to accept or refuse to accept cookies. You can refuse to accept cookies by modifying your browser settings. However, if you choose to refuse to accept cookies, you may not be able to log in or use network services or functions that rely on cookies.

We use reasonable and feasible security measures that meet industry standards to protect your information and prevent personal information from being accessed, disclosed, used, modified, damaged or lost without authorization. We will regularly review our security procedures and consider more appropriate new security technologies and measures. The Internet is not an absolutely safe environment, so please be careful when providing personal information online.

6.1.1 We only retain your personal information within the period required by laws and regulations and within the time limit necessary to achieve the purposes of this policy statement, for example:

Mobile phone number: When you need to use Maxfinv services, we need to keep your mobile phone number to ensure that you can use the service normally. When you cancel your Maxfinv account, we will delete the corresponding information;

User avatar: Once you have set an avatar, we will keep it for display on the login page. When you log out of Maxfinv, we will delete the avatar you set.

6.2.1 Maxfinv accounts all have security protection features. Please keep your username and password information safe. We will encrypt your password and other security measures to ensure that your information is not lost, abused or altered. Despite the aforementioned security measures, please also note that there are no "perfect security measures" on the information network.

6.2.2 Maxfinv will store the customer's personal information confidentially and protect the customer's personal information from being stolen. The company's employees will also respect the customer's privacy and will never disclose any information to unauthorized persons: Maxfinv is committed to ensuring that its website is secure and meets industry standards and uses other data protection tools, such as firewalls, authentication systems (passwords and personal ID numbers, etc.) to prevent unauthorized systems from entering the website and accessing data.

6.2.3 When using online services, you will inevitably need to disclose your personal information, such as contact information or postal address, to the other party or potential transaction party. Please properly protect your personal information and provide it to others only when necessary. If you find that your personal information has been leaked, especially your username and password, please contact customer service immediately so that appropriate measures can be taken.

You should ensure that all personal information submitted is accurate. We will do our best to maintain the accuracy and completeness of personal information and update this data in a timely manner.

(1) The right to access and copy specific personal information we hold about you;

(5) Request us to explain the rules for processing personal information If you want to exercise relevant rights, please call us to give us feedback. If we have reasonable grounds to believe that these requests are deceptive, impossible to implement, or infringe the privacy rights of others, we will refuse to process the request.

7.2 Subject to the requirements of laws and regulations, when you agree to process your personal information, you have the right to withdraw your consent at any time. However, the withdrawal of consent will not affect the legality and effectiveness of our processing of your personal information based on your consent before the withdrawal, nor will it affect our processing of your personal information based on other appropriate legitimate bases.

7.3 We will provide you with account cancellation service in our APP, which can be completed in the following ways.

7.3.1 In the APP, in the bottom menu switch bar, click the settings icon in the upper right corner of my page, enter the settings page and select cancel account, then you can send the account cancellation application:

7.3.2 We will process your cancellation application within 24 hours of submitting it.

Maxfinv's products and services are mainly for adults. Please note that we do not provide account opening services to minors. Minors should obtain the consent of their parents or legal guardians before using our services. We protect the personal information of minors in accordance with relevant national laws and regulations.

If you are a minor, please ask your guardian to read this Policy and use our services or provide us with your information with the consent of your parents or guardians. If your guardian disagrees with your use of our services or provision of information to us in accordance with this Policy, please immediately stop using our services and notify us in a timely manner so that we can take appropriate measures. If you are a guardian of a minor, please contact us through the contact information listed in this Policy when you have questions about the information processing of the minor you are protecting.

(1) SDK name: Jiguang Push SDK

Developer: Shenzhen Hexun Huagu Information Technology Co., Ltd.

Purpose and functional scenario description: Provide information push service for APP users

Types of personal information collected: device parameters and system information (device type, device model, system version, and related hardware information): device identifiers (IMEI, IDFA, AndroidID, GID, MAC, OAID, VAID, AAID, IMSI, MEID, UAID, SN, ICCID, SIM information): network information (IP address, WiFi information, base station information, DNS address, DHCP address, SSID, BSSID) and location information (latitude and longitude): application list information (application crash information, notification switch status, APP application list and active status, APP application page information, APP function event related information); read phone status; write external storage: access approximate location: self-start and associated startup functions

Collection frequency (method): collected after the user agrees to the privacy policy

Jiguang Push Privacy Policy: The official privacy policy can be viewed on the official website of Jiguang Push

(2) SDK name: Umeng+SDK

Developer: Beijing Ruixun Lingtong Technology Co., Ltd.

Purpose and functional scenario description: Provide statistical analysis services and basic anti-cheating services for APP

Types of personal information collected: device information (IMEI/MAC/AndroidID/IDFA/OAID/OpenUDlD/GUID/S card IMSI/ICCID), location information, network information

Collection frequency (method): collected after the user agrees to the privacy policy

Privacy Policy

The official privacy policy can be viewed on the official website of Umeng

According to changes in national laws and regulations, regulatory policies and service operation needs, we may modify and update this Privacy Policy from time to time. Regarding updates to the Privacy Policy, we will notify you in different forms on the web page and App after the modification. If you continue to use the service, you are deemed to have agreed to accept the updated content. You can visit the website and app to check the latest version of the privacy policy. You should review the modifications to the relevant terms regularly and agree to be bound by them.

If you have any questions, comments or suggestions about this policy, or about the collection, use, inquiry, correction, deletion, withdrawal and other related matters of your personal information, or if you encounter any problems when using our products or services, For any questions, you can contact us through the following contact information:

Generally , we will respond to your request within 15 working days after receiving your question.